Many of my customers ask, "What is Personal Injury Protection (PIP) Coverage?"
PIP pay for medical and funeral bills arising from accidents, including those in which the victim is a pedestrian or a bicyclist. It also pays 80 percent of lost income and the cost of hiring a caregiver for an injured person. You can select from 3 limits - $2,500, $5,000 and $10,000. These limits are paid per person. This covers you, your family members, and passengers in your car, regardless of who caused the accident.
This coverage is not mandatory in Texas, however if you do not want the coverage you must sign a waiver.
Thursday, November 6, 2008
Thursday, October 23, 2008
Importance of Life Insurance
Life Insurance is Important for so many reasons.
Making sure your family will have a mortgage-free home.
Providing your family enough income so they could stay in the same neighborhood with the same standard of living.
Providing for final expenses.
Leaving the most you can for your family.
Making sure your children can go to college.
Making sure your family would have enough money and time to adjust to your being gone.
My agency has unfortunately seen a number of clients pass away over the past few years. Some had life insurance while others had none. Accidents and illnesses render so many people in America uninsurable for life insurance. Therefore, I’ve made it my agency’s top priority to make sure all of my clients are well protected in case “another day” never comes.
Farmers has many life insurance products to select from so I am certain we can find a plan that suits your family’s needs while still being affordable.
Making sure your family will have a mortgage-free home.
Providing your family enough income so they could stay in the same neighborhood with the same standard of living.
Providing for final expenses.
Leaving the most you can for your family.
Making sure your children can go to college.
Making sure your family would have enough money and time to adjust to your being gone.
My agency has unfortunately seen a number of clients pass away over the past few years. Some had life insurance while others had none. Accidents and illnesses render so many people in America uninsurable for life insurance. Therefore, I’ve made it my agency’s top priority to make sure all of my clients are well protected in case “another day” never comes.
Farmers has many life insurance products to select from so I am certain we can find a plan that suits your family’s needs while still being affordable.
Monday, October 20, 2008
Rental Car
I am often asked why Rental Car Coverage is an important coverage to have. Rental car is important because without it, Farmers will not provide you a rental car if you are involved in an accident.
Here's an example:
You are driving down the road, swerve to miss a dog and hit a pole. Your airbags go off and it's going to take a month for you car to be repaired. With Rental Car Coverage, Farmers will immediately get you into a Rental Car and Pay for that Rental Car up to your limit($20, $25, $30, or $35 per day) for up to 30 days. Without that coverage you will have to pay for a rental car OR be without a car while yours is being repaired.
Rental Car Coverage is inexpensive - $15 per 6 months. Don't forget to add this important coverage to your policy!
Here's an example:
You are driving down the road, swerve to miss a dog and hit a pole. Your airbags go off and it's going to take a month for you car to be repaired. With Rental Car Coverage, Farmers will immediately get you into a Rental Car and Pay for that Rental Car up to your limit($20, $25, $30, or $35 per day) for up to 30 days. Without that coverage you will have to pay for a rental car OR be without a car while yours is being repaired.
Rental Car Coverage is inexpensive - $15 per 6 months. Don't forget to add this important coverage to your policy!
Subscribe to:
Posts (Atom)