Did you know that you can save 10% on your car insurance by taking defensive driving? You can! And the discount lasts for 3 years. That is a huge savings. Many people think that you have to have a ticket to take defensive driving. That's not true. You can take the class just to get the discount. And if you do get a ticket you can take the class again to dismiss your ticket!
You have several options when taking defensive driving.
1 - Many restaurants around town offer defensive driving classes. You take the class and get a free meal.
2 - Get the video from the library or video store.
3 - Take the class online. My website www.cedarparkagent.com has a course that you can sign up to take. It costs $25 and it's through the American Safety Council. Click on the picture that says "Get your traffic ticket dismissed" and that will take you to the class.
Take the class and enjoy the savings for the next 3 years.
Thursday, May 21, 2009
Thursday, November 6, 2008
Personal Injury Protection - PIP
Many of my customers ask, "What is Personal Injury Protection (PIP) Coverage?"
PIP pay for medical and funeral bills arising from accidents, including those in which the victim is a pedestrian or a bicyclist. It also pays 80 percent of lost income and the cost of hiring a caregiver for an injured person. You can select from 3 limits - $2,500, $5,000 and $10,000. These limits are paid per person. This covers you, your family members, and passengers in your car, regardless of who caused the accident.
This coverage is not mandatory in Texas, however if you do not want the coverage you must sign a waiver.
PIP pay for medical and funeral bills arising from accidents, including those in which the victim is a pedestrian or a bicyclist. It also pays 80 percent of lost income and the cost of hiring a caregiver for an injured person. You can select from 3 limits - $2,500, $5,000 and $10,000. These limits are paid per person. This covers you, your family members, and passengers in your car, regardless of who caused the accident.
This coverage is not mandatory in Texas, however if you do not want the coverage you must sign a waiver.
Thursday, October 23, 2008
Importance of Life Insurance
Life Insurance is Important for so many reasons.
Making sure your family will have a mortgage-free home.
Providing your family enough income so they could stay in the same neighborhood with the same standard of living.
Providing for final expenses.
Leaving the most you can for your family.
Making sure your children can go to college.
Making sure your family would have enough money and time to adjust to your being gone.
My agency has unfortunately seen a number of clients pass away over the past few years. Some had life insurance while others had none. Accidents and illnesses render so many people in America uninsurable for life insurance. Therefore, I’ve made it my agency’s top priority to make sure all of my clients are well protected in case “another day” never comes.
Farmers has many life insurance products to select from so I am certain we can find a plan that suits your family’s needs while still being affordable.
Making sure your family will have a mortgage-free home.
Providing your family enough income so they could stay in the same neighborhood with the same standard of living.
Providing for final expenses.
Leaving the most you can for your family.
Making sure your children can go to college.
Making sure your family would have enough money and time to adjust to your being gone.
My agency has unfortunately seen a number of clients pass away over the past few years. Some had life insurance while others had none. Accidents and illnesses render so many people in America uninsurable for life insurance. Therefore, I’ve made it my agency’s top priority to make sure all of my clients are well protected in case “another day” never comes.
Farmers has many life insurance products to select from so I am certain we can find a plan that suits your family’s needs while still being affordable.
Monday, October 20, 2008
Rental Car
I am often asked why Rental Car Coverage is an important coverage to have. Rental car is important because without it, Farmers will not provide you a rental car if you are involved in an accident.
Here's an example:
You are driving down the road, swerve to miss a dog and hit a pole. Your airbags go off and it's going to take a month for you car to be repaired. With Rental Car Coverage, Farmers will immediately get you into a Rental Car and Pay for that Rental Car up to your limit($20, $25, $30, or $35 per day) for up to 30 days. Without that coverage you will have to pay for a rental car OR be without a car while yours is being repaired.
Rental Car Coverage is inexpensive - $15 per 6 months. Don't forget to add this important coverage to your policy!
Here's an example:
You are driving down the road, swerve to miss a dog and hit a pole. Your airbags go off and it's going to take a month for you car to be repaired. With Rental Car Coverage, Farmers will immediately get you into a Rental Car and Pay for that Rental Car up to your limit($20, $25, $30, or $35 per day) for up to 30 days. Without that coverage you will have to pay for a rental car OR be without a car while yours is being repaired.
Rental Car Coverage is inexpensive - $15 per 6 months. Don't forget to add this important coverage to your policy!
Subscribe to:
Posts (Atom)